Consumer Credit Regulatory Law
Represented the Consumer Finance division of a Fortune 100 company with respect to its Hispanic language private label and dual card retail consumer and commercial credit card programs. Counseled this client regarding compliance with the Equal Credit Opportunity Act (ECOA), Fair Credit Reporting Act (FCRA), USA Patriot Act, Fair Debt Collection Practices Act, Truth in Lending Act (TILA), Privacy of Consumer Financial Information Act and other applicable state and federal law. Provided legal review of all private label and dual card consumer and commercial credit card disclosures, including credit applications, terms and conditions of credit and other disclosures subsequent to the extension of credit for multiple customers of this client, including four Fortune 100, as well as an additional four Fortune 500 and five Fortune 1000 companies.